Peace of mind
How financially prepared are you for illness, serious injury or even death? Who would pay the bills, the mortgage, rent and maintain your and your family’s current standard of living that your income covers? No matter how hard it is to think about unexpected serious illness, injury or death, planning will give you enormous peace of mind now, and ease the financial burden if the worst does happen later.
Income Protection & Benefits
- Personal Income Protection
- Benefits of Personal Income Protection
- Executive Income Protection
- Benefits of Executive Income Protection
Personal Income Protection
Income Protection policy is design to pay you monthly if you are unable to work due to sickness or injury. It will provide financial support when most needed. You might be paid by your employer, or you might have some savings; however, expenses like mortgage (rent), bills, weekly food shop will also have to be paid.
Personal Income Protection is suitable if your employer doesn’t pay you while you are out sick or when you are self-employed and therefore not eligible for Social Welfare sick payment.
Benefits of Personal Income Protection
-
You can claim tax relief on the premium at the highest rate of tax paid.
-
If your employer pays you little or no sick pay, Income Protection will keep you financially secure.
-
It pays you a regular income if you are unable to work due to accident, illness or disability.
-
If you are self-employed you don’t qualify for Social Welfare illness benefits.
-
If your salary is the main income, it will help you pay your bills and look after your family.
-
Plan can be tailored to suit your individual needs.
-
It can help support your current lifestyle. Multiple claims can be made during the term of the policy.
Executive Income Protection
Income Protection policy is design to pay you monthly if you are unable to work due to sickness or injury. It will provide financial support when most needed. You might be paid by your employer, or you might have some savings; however, expenses like mortgage (rent), bills, weekly food shop will also have to be paid.
Executive Income Protection is suitable for self employed company Directors whom can place cover via their limited company.
Benefits of Executive Income Protection
- Premium paid by the company (employer) qualify as a business expense that can be offset against corporation tax.
- Income Protection will keep you financially secure
- It pays directly to employer so that the employee receives a regular income when unable to work due to accident, illness or disability.
- Plan can be tailored to best suit company/business requirements.
- There is no benefit in kind
I’m so delighted I used Jigsaw for my first purchase!
Incredible service. Lorraine and Gosia were so efficient and clear about everything. They call if there is anything urgent and also give a personal touch by calling or emailing to congratulate you – which is so appreciated in such a huge lengthy process. I’m so delighted I used Jigsaw for my first purchase as there is a lot to learn.
– Clare Dunne
Say Hello to get Started
We will review your current financial position, listen to what you want to achieve and provide
you with expert, impartial advice tailored to your individual needs and circumstances.
Other Protection Products
Mortgage Protection
With Mortgage Protection your dependents would have nothing to worry about as this form of cover is designed to pay off the balance of your mortgage.
Life Cover & Specified Illness Cover
Specified Illness Cover pays a tax-free lump sum if you are diagnosed with a serious illness, helping you manage financial commitments during recovery.